Payment Scheme 2017-12-27T16:48:48+00:00

Payment Scheme

Learn about the various payment schemes you can utilize to fund your new home.

Housing Loan Information

Buyer’s Stamp Duty

Types of Payment Scheme

Choose from either ‘NPS’ or ‘DPS’. Not sure which to select?
Contact us so we can assist you.

Normal Payment Scheme (NPS)

Normal Payment Scheme (NPS), also known as Progressive Payment Scheme, allows you to service your loan via monthly installments progressively stage by stage as the property is being built. Refer to the table below for more details:

Deferred Payment Scheme (DPS)

Deferred Payment Scheme (DPS) allows home owners to start servicing their loan only when the EC is ready for occupation, ie; when owners receive the keys to their EC. DPS is most popular amongst buyers who currently own a HDB and have monthly instalments to service. This allows them to better manage their finances as they do not have to service both loans (HDB & EC) concurrently. Refer to the table below for more details:

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